Financial solutions for businesses and individuals
Debt purchase, factoring, debt management, and financing – all in one hand, with an MNB license.
Debt management and financing
We provide transparent and legal financial solutions for businesses: debt purchase, debt collection, factoring, and the provision of loans and financial credit.
Year of foundation
2020
MNB license
Debt factoring
Invoice factoring
Debt management
Credit and money loan
With MNB license, since 2020
Our Services
Financial solutions for businesses
ELEMENTOR Faktor Zrt. commenced its activities pursuant to the license of the National Bank of Hungary under decision number H-EN-I-659/2020. Our company purchases and manages low-rating, overdue (expired, terminated), typically collateralized receivables.
We evaluate the transactions we manage on a case-by-case basis and seek solutions that are also suitable for our clients. We undertake commission-based debt collection and debt purchase, and we also take over overdue receivables that are unsecured.
We evaluate the transactions we manage on a case-by-case basis and seek solutions that are also suitable for our clients. We undertake commission-based debt collection and debt purchase, and we also take over overdue receivables that are unsecured.
Choose the financial solution that fits your business
01 – Debt Purchase
Overdue receivables
We purchase poorly rated, overdue – expired or terminated – receivables, both secured and unsecured. Every transaction is evaluated individually.
02 – Factoring
Invoice factoring
We purchase your uncollected, not yet due invoices, so your business does not wait for the payment deadline, but gets its revenue.
03 – Claims Management
By mandate
We manage business receivables on a commission basis and also undertake the recovery of loaned money for private individuals, in compliance with current legislation.
04 – Financing
Credit and loan
Since 2025, we have also been helping our partners by providing loans and financial credit. We tailor these structures flexibly, adapting them to the specific situation of the given business.
Debt factoring
Purchase of overdue receivables
Factoring
Invoice factoring
for businesses
The cooperation begins with an inquiry: you contact us, and then we evaluate the transaction on an individual basis.
Following the assessment, we offer a solution tailored to your situation. Our primary goal is to reach an agreement with our partners, ensuring that every step of the process remains trackable.
Transparency
We keep our clients informed at every stage of the process. We set out the terms clearly and in advance so that you can make your decision fully informed.
Efficiency
We have designed our administration process to respond quickly to inquiries, ensuring that decision-making and transaction closing proceed without unnecessary loops.
Professionalism
We have extensive experience in handling various types of claims and carry out our activities in compliance with the laws in force at all times.